Published Articles by
Davey Hennessy
Articles on Medium: Business Funding Insights
Get practical funding advice from dozens of articles written for business owners navigating loans, advances, and financing decisions.
- Why Your Personal Credit Doesn’t Matter Much in Accounts Receivable Financing
- How Strategic Financing Helped Business Owners Escape Credit Card Debt and Rebuild Their Credit
- How a Lack of Financial Literacy Trips Up Even the Most Successful Business Owners
- The Biggest Funding Mistake Seasonal Businesses Make Happens Before They Even Apply
- You’re Sitting on Capital: How to Turn Your Unpaid Invoices Into a Low-Interest Line of Credit
- Why Your Bank Deposit Frequency Might Be Killing Your Loan Chances
- How One Move Helped Business Owners Cut Their Monthly Payments and Breathe Again
- Why SaaS Founders Regret Raising Too Much VC Money and What They Do Instead
- Most Business Owners Borrow Wrong, Here’s How to Make Capital Fuel Growth
- How I Helped Clients Escape the Trap of Short-Term Financing
- If You’re About to Apply for a Loan, Your Last 6 Bank Statements Matter More Than You Think
- Sometimes the Smartest Loan Move Is Waiting
- The Best Loan Isn’t Always the One You Think It Is
- The Real Reason Business Owners Consolidate High-Interest Debt (It’s Not Just the Rate)
- The Expensive Mistake of Paying Cash for Equipment
- The Asset-Based Financing Tools Most Business Owners Never Hear About
- How I Helped Small Businesses Unlock 90% of Their Receivables Without Waiting on Customers
- Lower Payments Aren’t the Goal. Flexibility Is.
- How We Fund Businesses That Aren’t Profitable on Paper
- How I Help Contractors Start Big Jobs Without Cash in the Bank
- The 3 Things You Actually Need to Qualify for a Business Line of Credit
- When the Bank Reviews Your Line of Credit, You Might Be in Trouble
- The Best Time to Secure Financing Is Before You Actually Need It
- Why I Always Use a Broker to Get the Best Business Loan Deal
- The Hidden Trap in Low-Payment Credit Lines (And What to Look for Instead)
- Why More Lenders Means Better Deals
- The Best Time to Get Funded Is When You Don’t Need the Money
- Why Your Personal Credit Still Matters, Even If Your Business Is Booming
- Why Most Small Business Owners Overpay for Financing And How to Avoid It
- Why Non-Bank Loan Rates Are Finally Getting Better
- When Banks Step Back, We Step In: How Non-Bank Lenders Are Filling the Funding Gap
- Good Credit Isn’t Enough: Why Fewer Loans Mean More Options
- Why We Fund Deals Even When Tax Returns Show Losses
- Why I Don’t Wait on Banks When My AR Spikes
- How We Negotiate Out of Personal Guarantees (When the Numbers Are Strong)
- When the Bank Terms Out Your Credit Line, Here’s What You Can Do
- We Don’t Refinance. We Upgrade.
- Why the Lowest Rate Is Often the Worst Deal for Your Business
- How I Helped a $10M Inventory Business Get Funded in a Week
- Why I’m Locking in Business Credit Now, Before the 2026 Rate Drop
- When You Can’t Get a Line of Credit, This Hybrid Loan Structure Can Be the Next Best Thing
- When Cash Flow Gets Tight, This Is the Smarter Move Than a Loan
- Your Business Might Be Thriving, But Your Credit Score Still Drives the Loan Terms
- Most Owners Pay Cash or Use Short-Term Loans for Equipment. Here’s the Better Option They Miss
- My Bank Pulled My Credit Line After One Bad Year. Here’s How I Replaced It With Receivables.
- If the Deal Cash Flows, the Money’s There, Even for a $10M Build
- Why I Always Set Up a Line of Credit Before I Need It
- When Your Bank Pulls the Plug on Your Credit Line
Substack Posts: Finance Advice for Small Business Owners
Read no-fluff insights on how to fund, run, and grow your business—from someone who’s worked inside the lending industry.
- The Truth About SBA Loan Speed: 30 Days Is Real, If You’re Ready
- How I Helped Businesses Get $150K in Credit Without Personal Guarantees, Even With No Revenue
- Five Reasons Your Business Loan Got Denied And How to Flip Them Into an Approval
- 27 Ways to Get Funded, Even If the Banks Said No
- How I’ve Helped Clients Qualify for $10,000+ in Amazon Business Credit
- How I Helped Clients Stop Paying for Inventory With Their Own Cash
- The Funding Hack Most Business Owners Miss: How Credit Card Stacking Unlocks $100K+
- How Business Credit Helped Me Stop Using Personal Credit and Start Growing Fast
- The 5 Things Lenders Use to Judge You And How to Beat Them at Their Own Game
- The First 5 Business Tradelines I Tell Every New Founder to Get
- 3 Ways to Fund Your Business When the System Isn’t Built for You
- The One Detail That’s Getting Your Business Loan Denied (And How to Fix It in 10 Minutes)
- The Veteran’s Edge in Business Loans: Faster Approvals, Better Terms, and Grants Nobody’s Using
- How I Helped Business Owners Get Funded in Under an Hour
- Why I Never Use Personal Credit to Fund a Business and What I Do Instead
- How Your Business Name Could Be Costing You Thousands in Funding
- I Used a 401(k) to Fund a Business Here’s What You Should Know
- Most SBA Loans Don’t Get Denied. They Just Never Get Finished
- The Real Reason Your Business Loan Rates Are Too High
- How I Help Business Owners Get Funded Even With Bad Personal Credit
- If Your Loan Got Denied, It Probably Had Nothing to Do With Your Credit
- How Business Coaches Become Indispensable: The 5 Funding Tools That Solve Cash Flow Fast
- How I Learned to Win Grants: It’s Not About Free Money, It’s About Matching Intent
- Most Business Owners Pick the Wrong Credit, Here’s What to Use Instead
- The Real Shortcut to Fast Business Credit Lines: Have These Docs Ready
- Why Smart Businesses Use Both Short-Term and Long-Term Loans
- High Interest Rates Aren’t the Enemy They’re the Reason You Got Funded
- Why I Got a Business Line of Credit Before I Needed One
- Most Business Owners Confuse Invoice Factoring with Financing. Here’s Why That’s a Problem
- Why a Merchant Cash Advance Might Be the Fastest Way to Fund Your Business
- You Don’t Need Good Credit to Get Funded, Just a Bank Account That Looks Like This
- The Real Reason Your Business Loan Rates Are High And How To Fix It
- The Real Cost of Business Loans (And How to Pay the Least in Fees)